Please read these Terms & Conditions carefully before booking your free strategy session (the "Session") delivered by Katherine Dyer trading as The Pocket Strategist, 49 Calway Road, Taunton TA1 3EG ("we", "us", "our").

By booking a Session, you agree to the following terms:

1. Booking Your Session is confirmed once your booking has been received through the scheduling link. We do not hold or reserve times without a confirmed booking.

2. Rescheduling & Cancellations If you need to reschedule, you may do so once, provided you give at least 48 hours' notice by email. If less than 48 hours' notice is given, or you fail to attend the Session, we may not be able to offer another appointment. In the unlikely event that we need to cancel or postpone, you will be offered a new date at no cost.

3. Session Conduct You agree to attend the Session on time and participate respectfully and professionally throughout. We reserve the right to end the Session if behaviour is inappropriate or disruptive. For online Sessions, please ensure you are in a quiet, distraction-free environment with a stable internet connection.

4. Venue, Technology & Access Sessions are held either in person at the venue stated in your booking confirmation, or online via the platform specified in your booking confirmation. For online Sessions, you are responsible for ensuring you can access the platform and have a working camera, microphone and internet connection. We are not responsible for technical issues on your end that prevent or disrupt participation.

5. Liability We accept no liability for any loss, damage or expense arising from attending or being unable to attend the Session. We are not responsible for technical disruptions, illness or other unforeseen circumstances that affect your participation. Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud, or for any other liability that cannot be limited or excluded by law.

6. Results Disclaimer The guidance, strategies and advice shared during your Session are based on our professional expertise and experience. Implementation and results are your responsibility, and we do not guarantee specific outcomes, business growth or financial results. Our guidance does not constitute regulated financial, legal or tax advice.

7. Intellectual Property All materials and frameworks shared during the Session remain the intellectual property of Katherine Dyer trading as The Pocket Strategist. You may use these for your own business only and may not copy, reproduce, share or distribute any part of them without written permission.

8. Recording & Confidentiality Sessions are not recorded unless explicitly agreed in writing beforehand. If a recording is made (for your personal reference only), it must not be shared publicly or with third parties. We treat everything discussed in your Session as confidential. We may use secure business tools, including AI tools, to support note-taking and administration, as set out in our Privacy Notice. We will not share your information with third parties except where required by law.

9. Data Protection We process your personal data in line with our Privacy Notice: www.thepocketstrategist.com/privacy-notice After your Session, we may email you about our services. You can opt out at any time.

10. Governing Law These terms are governed by the laws of England and Wales.